The Bailout????

Alright, so apparently, the stock market dropped 4% on news of the bailout. Why? Well, the bailout was not explained very well. To put it in perspective, there was lot left to be desired. I'm sorry, but have they not been working on this for awhile now? Why can't they make it clear? Everything seemed to be so disorganized! Man...I hope this clears up soon. I'd like to start putting my 401k money back into funds, and not just sitting in some money market fund that earns like 1 percent...grrr..